Post-Graduate Dissertations (Education)

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Browsing Post-Graduate Dissertations (Education) by Subject "Bushenyi District"

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    The Attitude of the Business Community towards Interest Rates on Borrowing Loans in Ugandan Commercial Banks: A Comparative Study of Stanbic and Centenary Branches in Bushenyi District.
    (Uganda Martyrs University, 2006) Rwalinda, Emmanuel
    RWALINDA EMMANUEL (2006-M043-10001) The Attitude of the Business Community towards Interest Rates on Borrowing Loans in Ugandan Commercial Banks: A Comparative Study of Stanbic and Centenary Branches in Bushenyi District The main objective of this study was to establish the attitude of the business community towards interest rates charged by Stanbic and Centenary commercial bank branches on borrowing loans in Bushenyi district. It was motivated by the generally high interest rates on borrowing loans and competition for clients. Specifically, the study sought to assess the impact of high interest rates on borrowing loans, the attitudes of the business community towards interest rate charged on borrowing loans and the performance of businesses that borrow from commercial banks. During the study, a total of 74 respondents were consulted. A cross sectional research design was used and primary data were collected through interviews. Data collected were analysed both qualitatively and quantitatively. Descriptive statistics were used in the analysis. The findings revealed that although interest rates charged by commercial bank branches in Bushenyi were high for borrowing loans, they were competitive between banks in the area. The high interest rates did not enable entrepreneurs to earn high profits, were a disincentive to borrowing, didn‟t encourage quick loan repayment, had contributed to collapse of many businesses and were generally unfavourable for business expansion. Besides, borrowing loans had an insignificant impact on the performance of businesses that borrowed funds from both commercial banks. In conclusion, high interest rates charged on loans led to a negative attitude of the business community towards demand for loans in both Stanbic and Centenary commercial bank branches in Bushenyi district. Lastly, the study recommends that commercial banks should consider revising interest rates they charge on borrowing loans, hold more sensitisation seminars and workshops intended to educate the business community about bank operations and proper planning for loans by the intending borrowers as well as reducing on the value of collateral security required from loan borrowers among others. Key Words: Business Community, Interest Rates, Loans, Commercial Banks Stanbic and Centenary Branches, Bushenyi District.
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    Examining the Impact of Coffee Wilt Disease on the Livelihoods of Coffee Farmers in Uganda: A Case Study of Coffee Farmers in Bumbaire Sub-County, Bushenyi District.
    (Uganda Martyrs University, 2008) Tayebwa, Fredrick
    TAYEBWA FREDRICK (2008-MO92-30038) Examining the Impact of Coffee Wilt Disease on the Livelihoods of Coffee Farmers in Uganda: A Case Study of Coffee Farmers in Bumbaire Sub-County, Bushenyi District. The goal of this study was to examine the impact of the coffee wilt disease on the livelihoods of coffee farmers in Bumbaire sub-county, Bushenyi district. The study covered 7 parishes, namely: Ibaare, Numba, Kiyaga, Ryeishe, Kainamo, Bumbaire and Ruharo. Specifically, the study examined the effect of coffee wilt disease on the livelihoods of coffee farmers, the problems faced by coffee farmers and, efforts implemented to mitigate the negative effects of the coffee wilt disease in Bumbaire sub-county. During the study, a total of 78 respondents were consulted. A cross sectional research design was used and primary data collected through interviews and observation. Data collected were analysed both qualitatively and quantitatively. Descriptive statistics were used in the analysis. The results of the study revealed that Coffee Wilt Disease (CWD) had a negative effect on the livelihoods of coffee farmers in Bumbaire sub-county in terms of fall in farm income, abandoning coffee plantations, low access to education services, loss of employment and poor standards of living among others. Apart from the CWD, coffee farmers faced problems like lack of farming inputs, lack of extension services, poor farming technology, exploitation by coffee middlemen, and shortage of working capital, poor infrastructure and poor coffee varieties among others. However, in order to mitigate the effect of CWD on the livelihoods of coffee farmers, the government implemented some measures like provision of resistant varieties (clonal coffee), chemicals and sensitisation of farmers on how to control the spread of the disease. In addition to the above, the study recommended interventions by other players like Non-Governmental organisations (NGOs), Community-Based Organisations or Civil Society Organisations with a bias towards agriculture, carrying out more agricultural research on high yielding crops and disease resistant crops, organisation of farmers into strong and registered community or producer groups to improve their disease control ability and enhancing agriculture extension services. Key Words: Coffee Wilt Disease, Livelihoods, Coffee Farmers, Bushenyi District.